I have a combined endoscopy/colonoscopy in 6 days and no one can tell me how much it’s going to cost. What can I do to get some answers ASAP?

I'm at my wit's end with this today. I have a diagnostic endoscopy/colonoscopy next week due to a year of worsening GI issue and a family history of IBD. It's bad enough that I'm dealing with so much pain/anxiety leading up to the procedure but the fact that no one can tell me what this is going to cost is just the cherry on top.

I used to have a great healthcare plan with no deductible/low co pays until our company decided to make a drastic change to a self-funded plan this year. Now it's $1,500 deductible + 20% coinsurance after that with an OOP maximum of $6,000. If I had gotten this done last year it would have cost me $300. Now? Who even knows.

II still have $1,000 left to meet my deductible, so it's going to be at least that $1,000 + 20% of the rest of the bill. But what will that be? The internet said this procedure could cost anywhere from $2,000 to $10,000 or more.

I already called the insurance company who could only confirm that the provider/facility is in-network. I asked if they could tell me the contracted price/maximum allowed for these procedures and they said no and to call the provider for an estimate. I called the provider and got transferred around three times before getting a voicemail box.

It's gotten to a point where I need to get this done ASAP and I don't have time to shop around for another provider. It's just immensely frustrating not knowing how much it's going to cost me, even an estimate. $1k? 3? 5?

Is there anything I can do to get an estimate? THANK YOU.

submitted by /u/dream_bean_94
[comments]