How to calculate affordability and minimum value standard for High Deductible Plans

I’ve been trying to find the answer to this question, and I haven’t had any luck. Now that the family glitch has been fixed (just found out about that today! I wish I had known during open enrollment!), I’d like to see if I can switch some of my family members over to it next year, but I can’t figure out if my employer’s high-deductible plan meets either the affordability or minimum value standard criteria.

The high-deductible plan covers 80% of most things AFTER the deductible of $4400. Doesn’t that mean that the plan would not meet the minimum value standard unless my medical expenses were $11,000 and they paid $6600?

Or, if the cost of the high-deductible is figured into the cost of the insurance, then it wouldn’t qualify as affordable, because premiums + deductible is more than 9.12% of my income.

But I can’t see anything anywhere that says that the deductible is even considered in either calculation. I really could use some help figuring this out.

Oh, and according to the papers sent out by my employer, the plan DOES meet minimum essential coverages AND minimum value standards. I don’t see how that’s possible, but I’m not terribly surprised. But I’d like to figure it out for myself.

Thanks!