How can I get affordable Insurance ~168% FPL
Hello! I am 22 F and recently a graduate from college so I lost my school coverage. Since I was unemployed for a bit I qualified for medicaid, but since I started a new part time job it put me above the threshold to qualify for medicaid.
Additionally my new job is offering health care which I believe is considered “affordable” by ACA subsidy standards as it is ~8% of my income but it has a 5,000 dollar deductible before anything is paid for by insurance. So I don’t know if I would be able to get anything affordable off of the marketplace.
I do not have parents (deceased mother,not in contact with father) so the whole parental insurance is out of the question. I go to the doctor for medications about once a month, and I am worried about having to pay so much money for the insurance while also paying the deductible. Im not really sure what to do?
Update: the insurance my job offers is ~300$ per month and since i make around 1900 it would be over the 9.61% affordability so I think I might qualify for ACA subsidies afterall