Hospital HSA vs copay insurance plan

Hello,

I know this has been asked before, but I am still confused due to my circumstances being different than most posts i’ve seen, working for a hospital system. Currently enrolled in traditional health insurance copay plan.

Current: $236 a biweekly paycheck deduction for family plan.

$25 copay for PCP, $45 for specialist, $200 ER visit

$1600 family deductible, $8k OOP MAX. Employer contribution $1,000 and $710 a pay period towards insurance

HSA option: $164 a biweekly paycheck deduction for family

$3200 family deductible, $8k OOP MAX (including deductible), all visits 15% coinsurance after deductible met. Also employer pays $1500 a year into HSA.

We use insurance moderately, no hospital stays, 1 ED visit, chronic medications, chiropractor visits etc. My question is with the biweekly premiums being so close together, is it really worth saving $144 a month. Most people I see posting here have a much larger premium to pay for copay plans. I am assuming working in healthcare the copay plan is a slightly better deal, making the decision harder. Also, I have no idea what 15% of an office visit would even look like. Would the money saved monthly cover the extra fee of 15% vs a flat fee of $25 plus the additional premium paid out of my biweekly paycheck. Thanks for your insight