Help with MA Health Connector

Hi all! I’ll be forced off my parents insurance at the end of this month as I’m turning 26. With that, my employer offered insurance is horrible and doesn’t cover an important medicine I’m taking. I found some decent options through Health Connector that I plan on purchasing. Here’s where I’m a bit confused and hope someone can help:)

I called Health Connector multiple times , spoke with different reps, and none of them understood what I meant when I asked if I can pay my premiums with pre-tax dollars or if I have to pay using taxed dollars. I explained that going through your employer gives you the benefit of per-paycheck payments and pre-tax dollars and they didn’t quite get what I meant. Although I am broke and struggling, I apparently make too much to earn any sort of tax credits or breaks.

So, is there anyway to use pretax dollars to pay my premium? I asked a new lady in our HR department and she said she didn’t believe there was a way to do that. Does anyone personally purchase through Health Connector that can advise ?

Why are we forced to pay in one lump sum payment? Can you set up weekly payments or is this the only option? Is there a way to go around it such as using some sort of “affirm” or after-pay scenario? I imagine that’s not possible as it has to be paid online, in person, etc.

Can you choose the date you make your payments or is the only option the 23rd of each month?

Thank you so so much in advance!

submitted by /u/Humble-Network4917
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