help picking a marketplace plan for $2023, 26y/o, healthy for now, PA

Edit: sorry, didn’t mean to put a dollar sign in front of 2023 lol

I am off my parents insurance at the end of this month and snagged a pretty good $0/mo gold tier plan for December, but unfortunately the marketplace does not offer it into 2023. This plan covers all of my doctors and prescriptions (even the one many plans don’t cover)

I want to keep all of my doctors. I also am pretty adamant about a PPO plan. I get a physical once every other year (this will happen in 2023) and go for yearly skin checks with my dermatologist. Other than that I only visit when sick and need medicine.

I only have 2 current topical prescriptions through my dermatologist for acne. The one medication is really not covered anywhere, even my current insurance, and the other is more well known and covered by more plans. Through goodrx I can get the widely known topical for $35 in the event my new insurance won’t cover it.

My tax credit is looking to be about $360/mo.

Capital Bronze PPO – $0/mo
Primary care: $50 copay
Specialist: $85 copay
Deductible: $7400
OOP Max: $9100 (not quite sure I understand this)
Out of network: 50% coinsurance after deductible
Prescriptions: None covered

UPMC Bronze PPO – $18/mo
Primary care: No charge after deductible (what about before deductible?)
Specialist: 40% coinsurance after deductible
Deductible: $6700
OOP Max: $9100
Out of network: 50% coinsurance after deductible
Prescriptions: 1 covered

Geisinger Bronze PPO – $64/mo
Primary care: $40 copay
Specialist: $80 copay
Deductible: $8400
OOP Max: $8550
Out of network: 40% coinsurance after deductible
Prescriptions: 1 covered