Help Needed: Health Insurance for My Daughter Living in Houston, TX (I’m in the UK)
I’m hoping someone here might be able to offer advice on a tricky situation regarding health insurance for my daughter.
I live in the UK, but my 8-year-old daughter lives full-time in Houston, Texas, with her mother. Unfortunately, her mother doesn’t currently have any health insurance for her. Her household income is around $73,000/year, so she isn’t eligible for ACA subsidies or Medicaid.
I want to help by either arranging insurance myself or contributing to a plan, but as a UK resident, I’m unsure of my options. I’ve considered:
U.S.-based private insurance plans (Blue Cross, UnitedHealthcare, etc.) CHIP (though not sure if she qualifies given her household income) International health insurance (e.g., Allianz, Cigna, BUPA), but these can be pricey.
Does anyone know:
Which U.S. health insurers might allow a parent to purchase insurance specifically for a child? If there are any affordable plans or options for someone in this income bracket? Whether international insurance might be a practical route, given I’m based in the UK?
Any advice, experiences, or recommendations would be massively appreciated. Thanks in advance!
submitted by /u/AustinBrock
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