Help! Need new Healthcare!

Hi All,

I've moved states and am now fully self-employed, so I need to get health insurance for myself. I've been researching like crazy because I honestly knew nothing about it or the process.

I'm a 33 Male making 60k before taxes. At first, I was going to go with Quartz Platinum because it seemed like it covered just about everything, and the other Quartz plans didn't make sense with such high deductibles and out-of-pocket.

I always knew about an HSA, but not the specifics, but after some research, it seems like a powerful tool for retirement. I currently max out my Roth IRA, and if I get an HSA I'll be maxing that out as well.

Quartz and GHC are the two best health insurance providers out here, and it doesn't seem like I can go wrong with either, but I would like others' opinions on if I should go with the GHC Gold (HSA) or Quartz Platinum plan (Non-HSA)? The Silver is just for reference on what Quartz had.

I'll most likely just be going to the doctor for regular check-ups as well as a yearly sonogram to keep an eye on my thyroid. I'm also considering getting a colon health screening even though it's a bit early because of the uptick of younger and younger people getting colon cancer.

Lastly one of the benefits of the Quartz Platinum Plan is that it comes with both dental & Vision while the other plans don't so that means I'll need to research and get plans for that.

I hope this covers most of my situation, but if there's anything else that can help with my decision, just let me know! Thank you!

QUARTZ ONE ACHIEVE W/UW HEALTH PLATINUM $0 DED DIRECT QUARTZ ONE ACHIEVE W/UW HEALTH SILVER $5500 HSA DIRECT GHC Better Together HMO Gold 2900 Ded/2900 MOOP HSA – HMO Monthly premium $652.13 $426.37 $467.97 Deductible (Health + Rx) $0 $5,500 $2,900 Out-of-pocket max $2,000 $5,500 $2,900 Coinsurance 20% 0% 0% Metal Level Platinum Silver Gold Bonuses Includes Dental + Vision HSA HSA submitted by /u/Throwaway3733737773
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