Help Me Understand Deductibles and What I Will Pay?
Can someone help really spell out for me what I would end up paying for the following services?
I'm just not understanding if I would pay my deductible ($200) for each urgent care visit or therapy session until I hit that maximum out-of-pocket limit, or I only pay that once. Or something totally different if I'm way off base here.
Thank you so much for the help! This is the stuff they should teach us in school.
Deductible: $200/single
Coinsurance: 0% coinsurance after deductible
Office Visit Charge: 0% after coinsurance after deductible
Preventative Services: $0 copay
Deductible and Coinsurance Limit: $200/single
Maximum Out-of-Pocket (Deductible and Coinsurance Limit plus Medical and Prescription Copays unless otherwise noted): $6,600 / single
Urgent Care: 0% coinsurance after deductible
Mental Health Outpatient: 0% coinsurance after deductible
submitted by /u/orbsofmoonlight
[comments]