Help me choose insurance plan for pregnancy

Hi, I live in Worcester, MA and need help choosing the best insurance plan for next year. I’m 20 weeks pregnant with due date on April 2024. Also I’m planning to add my husband to my plan. Below are the options my company is offering :

Surest (Local Surest PPO/UnitedHealthcare Choice plus National) $357 per pay period for myself+spouse

In network $0 ind/$0 family Out of network $0 ind/$0 family Co insurance N/A

Anthem BlueCard local HDHP 1600 Anthem Blue Cross and Blue Shield BlueCard PPO

$203.29 per pay period for myself+spouse

In network $1600 ind/$3200 family Out of network $4000 ind/$8000 family Co insurance in network 20%, out 50%

Anthem BlueCard local PPO 500 Anthem Blue Cross and Blue Shield BlueCard PPO

$363.59 per pay period for myself+spouse

In network $500 ind/$1000 family Out of network $1500 ind/$3000 family Co insurance in network 20%, out 50%

Aetna HDHP 1600 ind/$3200 family Co insurance in network 20%, out 50%

Aetna PPO 500 plus Premier care plus $500 ind/ $1000 family Co insurance in network 20%, out 50%

Cigna local hdhp 1600 $1600 ind/$3200 Co insurance in network 20%, out 50%

Cigna PPO 500 $500 ind/ $1000 family Co insurance in network 20%, out 50%

Please help me choose! Thank you

submitted by /u/MacaroonWild8129
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