Help, I don’t know how health insurance works
Hello. I really, really need some help/guidance. I am totally new to having health insurance. I have a small idea how it works (some things are covered, some things I have to cover until a certain amount of $, etc.) My husband doesn’t either (we’re both young and didn’t grow up going to the doctor regularly). But he got me on his work insurance and I have a card (Anthem). The card says PPO on it, if that adds any context? I’ve been wanting to schedule a physical and see a dermatologist, but I don’t know the steps to do this. I looked on the website to see “in-network” primary care physicians, called the number on the card, asked to put one as my PCP, and that’s it. I called their clinic and their soonest doctors appointment is in like a month. I was wondering if I could possibly get an appointment sooner by calling any other clinic in my network and asking for an appointment? Is this allowed? Is this breaking some type of rule? I just need some guidance, never ever dealt with this stuff and it’s hectic trying to figure it out on my own because I need to see a doctor asap 🙁
submitted by /u/Affectionate_Leg8573
[comments]
