Help Choosing between 2 Health Insurance Plans (Same Company)

Hello, I’m trying to decide between two plans that offer the same services. I am single and in my late 30’s in Northern California. I do have some specialty stuff in the works, a sleep study, about 5 medications, psych/therapy services, a bad back but it hasn’t required surgery yet (they said probably 5-10 years). Unfortunately, despite staring at the plan information and asking reddit personalfinance, I am having trouble processing the information and committing to a choice. Any thoughts between the two? I believe the HDHP would be better based on the deductible and amount saved monthly but I am really stuck. I understand the HDHP is going to cost more every time I utilize it but the way I see it the out of pocket limit difference will be covered by what I save monthly? I honestly do not know the different between out of pocket limit and deductible though. Thank you!

They both utilize the exact same services so one isn’t better in that regard.

Kaiser $15 Plan (most visits $15 always)
Monthly Single Subsidy: $686
Monthly Premium Single: $1150
Deductible Individual Paycheck: $232
Deduction Per Year: $5,574
Annual Deductibles: None
Annual Out of pocket limit: $1500
Primary care visit: $15
Hospitalization Inpatient/Outpatient: 100%/$15
Prescription Copays: $10
Kaiser HDHP (w/ HSA)
Monthly Single Subsidy: $686
Monthly Premium Single: $822
Deductible Individual Paycheck: $68
Deduction Per Year: $1632
Annual Deductible: $1600
Annual Out of pocket limit: $3200
Primary care visit: 100% after deductible
Hospitalization Inpatient/Outpatient: 100% after deductible
Prescription Copays: $10 after deductible
Employer contribution to HSA: None, I’m about maxing due to HDHP

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