Healthcare.gov and Medicaid won’t cover me due to having work insurance, but I need better coverage.
For context, I’m 25 years old. I got a letter in the mail, stating that I am no longer eligible for Medicaid because I make too much money. So I called healthcare.gov, to see if there is anything that they could offer. They said that since I qualify for insurance through my work, that they would not be able to cover me or give any sort of supplemental help.
I am slightly panicking, because due to my medical condition and medical necessities, I need to have good insurance. One surgery alone will financially wipe me out, and I will have to quit my job.
My job only offers 50% coverage, and my deductible is $8000 for individual. I am currently not going to the doctor at this point (I need to), due to fear financially.
Could someone please tell me what my options would be in terms of supplemental insurance or other options in general? Looking around, it doesn’t seem like anyone covers MRIs (I get yearly), or long term stays. I’ve been in the hospital for almost a year before and needed physical therapy and occupational, as well as other services.
submitted by /u/SpunkyMonkey67
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