Health Plan Selection Help?

Hey folks,

Could you help me choose a plan? I’m really struggling here. About me: Single, no kids, New York. Very healthy, I imagine I’ll see a specialist maybe 4 times a year. Maybe 3 intermittent prescriptions.

MyChoice HSA Cost 36.73$ every two weeks Deductible 1,500$ Out of Pocket Max 4,500$ PCP visits covered 80% after deductible Specialist visits covered 80% after deductible ER Visits covered 80% after deductible Hospital Admission covered 80% after deductible Inpatient surgery covered 80% after deductible Outpatient surgery covered covered 80% after deductible

MyChoice Traditional Cost: 72.81$ every two weeks Deductible 500$ Out of Pocket Max 4,000$ Has FSA PCP visits 25$ copay deductible waived Specialist visits covered 80% after deductible ER visits 250$ copay then plan lays 80% after deductible Hospital admission covered 80% after deductible Inpatient surgery covered 80% after deductible Outpatient surgery covered 80% after deductible

MyChoice Copay Plan 100.92$ every two weeks Deductible 300$ Out of pocket max 3000$ Has FSA PCP visits 25$ copay deductible waived Specialist visits 40$ copay deductible waived ER visits pay a 300$ copay deductible waived Hospital admission 300$ copay deductible waived Inpatient surgery 300$ copay deductible waived Outpatient surgery 300$ copay deductible waived

submitted by /u/GoldenNerd1
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