Health insurance suggestion for Parents

I have recently started checking To buy a health insurance for my parents. Both father and Mother have Hypertension and cholesterol and taking medications. Dad is a Diabetic. Contacted Ditto and Beshak and below are the recommendations.

Ditto: 1)HDFC ERGO Energy Silver 2) Care Supreme Floater plan for both 3) Aditya Birla Active one Max Floater plan

Beshak: 1) HDFC ERGO Energy Silver 2) ICICI Lombard Elevate 3) Aditya Birla Active One Max Floater Plan

HDFC Energy needs to be taken as an Individual policy as Floater Option is not available. Aditya Birla Active one Max is covering all the bases I am looking out for parents. However, I am not sure about the Claim settlement experience and overall experience. Care Supreme I have seen many people sharing bad experiences. Can any one please advise if you have used the mentioned policies and your experience in terms of claim settlements.

submitted by /u/Zestyclose-Dot-6952
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