Health insurance retroactively pulling out claims

I was under my mom's insurance plan when she was put on disability for work but she carried over her insurance while her disability case was being decided on. She says I would have been covered and everything was processed like I was.

During the time I went to the doctors for a couple of things and the insurance claims were fully paid out. The doctors office said they verified the insurance while I was there.

My mom recently became old enough to be enrolled in Medicare. So I got my own insurance because I would be losing coverage under her plan, this was only happened a couple of months ago.

Now the doctors are saw are calling me trying to force me to pay the bills from 1 1/2+ years ago saying I wasn't covered at the time. I would able to but doing so would cause a financial strain. The amount I'm currently being called about is $400. I think I visited some other doctors who haven't reached out to me so I don't know if the same thing happened with their office. Mental vs Physical health.

My mom was the coverage holder but her health isn't the best and I haven't be able to get her to call yet.

Are they able to claw the money back after they approved it and it's been a 1 1/2+ years since they paid out? Is there any body I could call and talk to or would my mother have to do it since I was covered through her?

Is it worth getting an attorney? I'm guessing not but if other doctors start saying I owe them it would up $2000 – $2500, I'm not able to pay that right now.

I'm trying to keep it simi generic but I can add more details as needed. ust in case it matters I'm 25 now and was 24 when the claims happened. Sorry if this isn't the right sub

Thank you!

submitted by /u/penguinDude447
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