Hi everyone,

I hope I’m in the right place and I want to thank you in advance for your help

For context, before I start, because I know it may affect some of my options. I am not a US Citizen. I have DACA which allows me to work in the US and have a social security number, this must be renewed every two years which I am on top of

I am a 24 year old male. The last time I had health insurance was about four years ago. I was a part time bank teller and part of my paycheck went to a health coverage plan I was enrolled in. When I did have health insurance, I had vision coverage as I wear glasses. Now what my health covered, I couldn’t tell you, which I know is bad, but I was young and healthy and active, never needed to really use it

I went to law school and just recently graduated. I found a good job for now. Unfortunately, they don’t have any benefits. The best they can do is starting in June 2023, they will give everyone a $3,000 bump in salary, paid in increments of $250 per month which is supposed to be a benefits substitution. I don’t want to just waste this extra money, I want to make sure I’m covered, health wise. I have my own 401K and Roth account that I will be contributing to, in addition to a life insurance policy

I am looking for a health plan and don’t know where to start or how it all works. Do I pay monthly? Weekly? What should I include? I am healthy and don’t have any pre-existing conditions. Ideally, I want something which involves vision, preferably LASIK coverage as this is something I would like to get done within the next year or so. I know it might be a bit too late for my age, but if there is a plan that covers braces, I would like my teeth fixed as well. Health wise, what do you all recommend? Besides being a bit overweight (not much, just need to get back in the gym lol) I don’t have any health issues

See also  Is dementia covered by insurance?

Sorry if I’m not including anything major that is supposed to normally be told to receive better help, I’m new to this

Edit: I am in Louisiana for now… may move back to Indiana. Income is about 50K