Hard to predict income?

I’m 25 years old and live in Alaska. My annual gross income is around $50,000 plus commissions.

I have coverage though market place and I’m struggling. I do not have a consistent income and it’s always changing. I make hourly wage plus commissions and it’s the commissions that are messing everything up. I get commission from sales but I am not a sales rep, I’m a receptionist. I only make sales when no one else is available.

So this leads to some months where I get little to no commission and others with around an extra $300 in commission, but this happens rarely. Right now I have my income set about 2k -3k higher than my hourly wage salary. I’m also not using all the credit but I am using most of it.

I’m worried because I did this last term and still owed about $300 extra. I feel I’m making way more money this term but I’m just struggling to calculate an income to go off of.

Right now, I’m thinking of editing my plan and I putting monthly income. Try to review my pay stubs from last year to use that as a base and to calculate how much I should list. I was also thinking of adding an extra $500 on top of my predicted income as a safety net.

I really have no clue how health insurance works and don’t really have any guidance in what I should do. Any advice would be greatly appreciated.

submitted by /u/Neonnaynayy
[comments]