Getting Spouse on My Plan – Help!

My wife's insurance through her job ended this year around the same time I was able to sign up for my job's insurance after qualifying. I thought I could sign her up as my spouse and set her up under my insurance the way she had for me before.

However, the company that handles my insurance wants a letter from my wife's job stating why she won't be covered under the plans they offer. The reason is that we can't fully afford the insurance her job offers and the plans my job offers are much more comprehensive and would help us live our lives in better health.

I get they don't want to cover someone they don't have to, but if I qualify why does my wife having access to bad health insurance mean she can't be covered under mine? That seems extremely weird and backwards.

Is stating that she is out of the enrollment window at work enough to sway my provider to cover her or are they looking for something else or are we SoL?

Thanks for any help or advice!

submitted by /u/Ill-Gas-5031
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