Future claim

I have wanted a breast reduction for 15 years. This year I have been through a diagnostic process for an autoimmune disorder, and while it sucks that I have spent as much as I have, I have met my deductible and out of pocket and I am going to a consultation appointment for the reduction. I am absolutely certain I meet the criteria for insurance to cover it (I have been approved once before but it was still too expensive) and I am just wondering to what degree should it be covered? I have a BCBS PPO at 20% copay and I'm not sure if this matters as I have met the deductible and out of pocket and I really don't want to get my hopes too high and have my dreams crushed when I go. I have already been looking at clothes I have always wanted to be able to wear and day dreaming about having less pain in my neck and shoulders and I was hoping someone could tell me if I should expect to pay a lot, a little, none, or just a general idea of cost expectations. I really am trying to keep my hopes in check but it is hard after 15 years of a dream and now it might be in my grasp so if I go and they say I will still owe a large percentage or large amount I will be crushed. I am hoping someone could give me a small bit of guidance to prepare myself. I know no one can tell me a number and not to take advice given here as absolute fact but I would love an educated guess or general advice on the matter, again just to hopefully have more of an idea of expectations on cost.

submitted by /u/llamabeanbags
[comments]