Freedom Life or Marketplace?
So I just put an application in for Freedom Life (PremierAdvantage Fixed Indemnity/ AMERICAN INDEPENDENT BUSINESS COALITION – Emerald/ PremierAdvantage Wellness, PremierAdvantage GIST (idk what any of this means)) for a premium of $207/mnth. However, I have anxiety and depression, take medication for said anxiety and depression, on birth control, and have been struggling with an unknown breathing problem for a while that I would like to get checked out. For background though, I am 22 (f) in TN with no major medical conditions other than the before mentioned. I am currently enrolled in a safety net program at Centerstone that pays for my psychiatric appointments and medication, which I can keep as long as my insurance does not cover it. I am an AmeriCorps member so I only make $24,000 before taxes but I do get a $168 monthly health insurance reimbursement. From what I have read, there are mixed opinions about Freedom Life, but ultimately super confused because I don’t understand ANY of the terminology. I know that open enrollment is coming up, so I am wondering if I am better off trying to go with a plan through Marketplace or what I should do- I’m totally lost honestly and I just don’t want to be burned by medical bills.
submitted by /u/Massive_Web_7707
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