First time health insurance buyer

I'm 23 years old (Male, 55102, MN, $31,000/year) and looking for health insurance coverage for the first time, but I can't figure out how to find what I want or compare different insurance plans. I don't qualify for Medicaid, so I used MNsure to find options. Talked to an agent on the phone who found me a plan with medical & dental with $264 premium & $0 deductible, with a large provider network (Multi-plan/PCHS). I know the premium is high due to the low deductible, but it doesn't seem like this insurance does anything for me outside of network. I need insurance that can financially assist me to some degree outside of their provider network. Also, I know I probably shouldn't have bought the first thing I found, but now I'm on a 30 day refund timer if I want to find something else. Also I know a lot of plans are out of open enrollment this time of year I just don't know what I should do.

TLDR: 23, never bought insurance, bought the first plan the agent found me. Not sure it actually provides the coverage I need now. Any help is appreciated.

submitted by /u/throwaway_190283
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