Exiting obamacare to private/individual insurance refunded by new employer
I'm very confused about how to handle our insurance. We currently have insurance through the MD marketplace. My wife and I are in blue cross mostly paid for by credits. My daughter is getting coverage through maryland marketplace fully paid by medicaid due to our low income. Now I just started a new job yesterday, and the pay is considerably larger. I don't think I qualify anymore for the credits/medicaid, specially since the employer (less than 5 employees) is willing to refund the cost of insurance premiums for an equivalent plan to what I have now. They don't have a company provided health insurance since nobody else there needed/wanted one. I'm not sure where to go now. Like can I even start a new private/indiviual personal insurance middle of the year for us 3? Do I first get the new insurance somewhere and then call the state market to stop the other one? Or can I somehow keep the current one without credits, add my daughter, and just pay for it with the refund? Kind of lost about who to even call and ask this.
submitted by /u/MrEnderson
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