Evidence of Insurability form – should I submit with minor health issues?

Hello, Canadian here! My question is about a private healthplan, which I hope is similar to the US offreings.

I enrolled in a new extended health plan at work and I filled out a form for insurance for coverage beyond non-evidence minimum for LTD.

I was very honest on the form, which asked about my last visit to the doctor. I was there for a shoulder injury and while I was there he did a quick check up. My blood pressure reading was unusually high and he ordered some tests, seeing that I am 50 year old.

I stated this in the form and they came back at me with additional forms about my shoulder injury and hypertension. Turns out the high BP was anomaly. My blood tests came back and I’m borderline high for cholesterol and blood sugar. Unfortunately on the form I would have to say these tests results were abnormal (can only indicate normal or abnormal).

Will I be denied coverage, and if so, will it affect any future applications for insurance? If I am only getting a small benefit beyond non-evidence, would it be better to withdraw my application? Or if it won’t have any bearing on future applications, should I just take my chances and submit?

submitted by /u/Melodic-Intention-88
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