Engaged, pregnant, health insurance?

Hi all! I hope I'm posting this in the right place.

My story is that I am engaged to be married. This was originally going to happen within the next few months…however I also just found out that I am pregnant. I am currently on my parents health insurance plan which has pretty good coverage for maternity and I've already started making payments with my doctor. (only one payment so far) I feel dumb for not realizing that as soon as I am legally married my insurance will be cut off. I'm now scrambling to figure out what to do.

I am 27, my fiance is 29. We live in Florida. Basically, I'm just looking for advice on how to navigate this situation. Should we wait until after the baby is born? Should we get our own family insurance plan? If we get our own insurance, is there typically a waiting period before coverage kicks in? Is pregnancy considered a "pre-existing condition?" I'm so overwhelmed and my google searches/phone calls with agents hasn't helped very much so far. Any advice would be greatly appreciated.

submitted by /u/Live-Cauliflower-244
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