Employer Health Insurance dropping us because of moving to a new state
My husband’s employer’s health plan has covered our family for years. Recently we moved from Oregon to Hawaii (working remote). Just found out that we’ll be dropped due to the move. We checked beforehand to make sure providers were in network here — it’s Blue Cross Blue Shield — but didn’t know there’d otherwise be a problem as we’ve had other insurance from out-of-state employers before.
The employer got the notice “Active employees relocating to Hawaii will not be allowed to remain on coverage due to the mandated Hawaii Prepaid Health Care Act. However, a temporary move of four weeks is permitted.”
Is this something that’s specific to Hawaii? I looked up the Hawaii Prepaid Health Care Act and it seems to say that employers here are mandated to provide insurance to employees working over 20 hours, but not sure why that affects our situation.
To complicate things further, this was meant to be a temporary move – only for a few months, not weeks. However we're considering staying longer.
submitted by /u/DefiantKale
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