Due to husband’s job I’m uninsured?
Hello ,newly married here. We are in Florida and in the last few years I've finally been able to access health insurance through the ACA. In other states I would have been in the medicaid bracket, but FL opted out. I started a small business during covid and had enough success to file and get ACA coverage. The insurance was great. Now we have gotten married and my husband's job offers insurance, really really horrible insurance. For him alone it's ok , as he is not unwell and it's pretty affordable for a single person. However if I'm added it would absorb nearly his whole paycheck and the coverage is awful on top of that . We absolutely cannot afford it, and it's not even an option. We will file jointly in 2023, I adjusted my aca to show the marriage and its bumping my aca cost up about 200 a month( which is fine). But it says if it's found that his insurance is offered to me then I can't access my own aca insurance anymore at all… is there no way around this? Will I just become uninsured again? I have medications etc I depend on so I'm really worried.
submitted by /u/NoCanDuex
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