Do I need to pay this bill?

I (31f) pay a very low amount of money for my health insurance policy out of my paycheck every month for a very limited plan as, knock on wood, I don’t go to the doctor often. When I recently established a new doctor for preventative care (for which my plan covers fully) I called around to see who was in network. I went to my visit and then two months later got a bill for $689.42 for the visit. I’ve called my insurance many times and finally someone said that I went to a provider who wasn’t on the list of limited providers who would have been covered, even though I specifically took the steps to find someone in network to avoid a bill for something that is covered. I submitted a reimbursement form and plan to keep calling until someone gives in but want to know if there is any advice out there for how to refute this. I also had my card enrolled in “ez pay” and so I’ve already paid for it unfortunately. I’m irate about this because I hate our healthcare system and all these loopholes. I really appreciate any advice anyone has!!

submitted by /u/Designer_Case1309
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