Do $0 claims show up on a family deductible? (ANTHEM)
Hi, I’m an over-age dependent on my parent’s insurance plan. I’d like to receive a health service my parents don’t agree with. US law prevents citizens from paying for it out of pocket, so insurance will pay for all of it. Our responsibility is $0. On the Anthem web portal, you can choose to hide your health information from other members on the plan (including the subscriber), so being able to view the claim itself isn’t an issue.
However, I’m wondering if it will still show up on any kind of reports or statements for the family deductible. It’s $0 out of pocket so I would assume not, but I just want to make sure. I just turned 18 and have never had my own insurance, so I’m not sure what kind of reports or statements you get when it comes to the deductible. Not really sure how any of these systems work, trying to make sense of it with limited information. I’ll try to ask about this in the Anthem live chat too when I get a chance. Any help or advice is appreciated, thanks.