Did I get scammed? Central Health Advisors got me BCBS North Carolina for my health insurance, along with AMT Safeguard W/ Telemed through membership benefits plus

I am currently about to be off my parent's plan because I'll be 26 soon. I kept getting contacted about insurance, so I went ahead and used central health advisors, and the advisor I talked to said he is a part of HealthSherpa, and I also got an email about it. He got me a plan for BCBS North Carolina with really good benefits for $169 (this includes vision and dental as well). He said the places I go to would be covered by them. He said the effective date would be 30 days later since that's when I'll be off my parent's health insurance. They said I would receive a virtual card for Aetna dental and vision outlook. I would then pay through membership benefits plus. I found out that Vision Outlook is just a discount savings card, and my eye doctor doesn't accept it. When I called, I tried to get the Aetna dental and vision outlook off of it and just do something else, but they said I had to have it to keep my BCBSNC discount at $169.

I got my BCBSNC insurance card in the mail. I'm just so confused about whether or not I'm getting scammed. I called them and canceled the Aetna dental and vision outlook (which was a hassle because the guy on the phone kept trying to convince me no other insurance plans would be better than this). Then he gave me another number to cancel the BCBSNC insurance.

I'm about to be off my parent's insurance in a few days and I have several medical conditions that requires expensive equipment and regular appointments. I'm currently a graduate student, and I'm not working a lot right now because of school, so I'm considered low income and my school doesn't offer me insurance because my program is online. Please help! I don't know what to do and everything is so confusing

submitted by /u/Zflowerlove
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