Choosing an affordable/good plan.

Hi All –

T.I.A for anyone that can help me with this, I am 22 Y.O F, Zipcode is in the Saint Cloud Area currently work a job where my Employer claims it’s too small of a Business to offer Insurance and I am struggling to know all these Insurance terms, ontop of that it isn’t a high paying job in terms of yearly income, I am wondering what is a good and affordable Insurance Plan where I will be able to get regular yearly Dr. exams including lab tests, scans, medications, etc. I do have Asthma and another pre-existing visual condition I was born with and am not sure if that would grant me anything in terms of a discount. I need help finding a LEGIT plan that might work for me as I have read some Companies claim to offer Insurance and make it seem like a real plan but isn’t. I don’t want to be paying $1,000’s of Dollars in the event of a Medical Emergency. Another things do Clinics offer their own Insurance that Patients can sign up for because the place I go to has a tab on their website that says payment assistance, what’s that about. And lastly what is a good Dental Insurance for this Area that is affordable and will cover most the cost? T.I.A for any advice and assistance to the right direction.