Can I pay out of pocket for my doctors visits but use Medicaid for the delivery of my baby?
This is my first Reddit post on a throw away account but I am in need of advice and not sure where else to go so please bare with me.
I (24F) am currently 10 weeks pregnant in Texas and had my first pregnancy appointment recently. The doctor I chose sees patients in two separate locations, one for patients that pay out of pocket and have private insurers, and one for patients with Medicaid. The offices are drastically different and I did not feel comfortable in the office for Medicaid patients for several reasons (cleanliness and staff attitude being the most important).
I have been approved for Medicaid as my family’s yearly income is about $62k as a family of three and was told my card should be coming in the mail soon. Although I can afford to pay for the doctors appointments out of pocket as the cash discount makes them $200 or less, I am very aware of the significant cost of delivery and couldn’t pay for that out of pocket by any means. What I want to know is if I could continue paying out of pocket for my doctors appointments but use my Medicaid when the time comes for labor and delivery.