BCBS AZ Standard Health with Healthchoice has been a nightmare! Am I the only one?

This year is my first year self-employed so I had to buy an ACA healthcare plan so I got the Blue Cross Blue Shield AZ. Standard Health with Healthchoice HMO and it has been nothing but a nightmare.

-It took me 89!!! calls to get a primary care provider because they kept assigning me ones that weren’t even pcps nor seeing patients and their directories are so outdated. They only cover x doctor at y address even though x doctor hasn’t worked at that address in 5 years. You can’t see x doctor at their new address though because that’s not in the BCBS system. So it took 89 tries to find a pcp in the location that their system recognized. This is after I had a ruptured achilles mind you and needed to be seen immediately.

-They have, on multiple occasions, told my providers they are out of network when they aren’t. This resulted in my ankle surgery being canceled. Took another 2 weeks of daily 3 hour phone calls and I saw the same exact surgeon at the same exact hospital bc he was covered after all

-in 3 months, I’ve supposedly caught 3 “system-wide” errors. 2 related to them inaccurately counting deductibles and out of pocket spending. Another was for a false notice they sent to my providers telling them i wasn’t paying my premiums and was on a grace period (they’ve been on auto-pay since day 1 and I’ve never missed a payment.) Each time I call and am like wtf?? it takes weeks to resolve and they will openly admit their systems are messed up but they can’t do anything.

See also  Employer never added my dependent, even though I was paying for them.

This is just a small smattering of the shit I’ve been dealing with them. I’ve lost countless hours of work and sleep and literally needed therapy from the stress this has taken. It’s been a full-time job being on the phone with them day after day to get things remedied.

I’m considering suing them just because nobody should have to deal with this. I can’t imagine I’m the only one and maybe if there are others there’s potential for a class action. So I guess my question is, does anyone else have this plan? and have you also experienced these issues?