Avoid US Health Advisors Like the Plague

I recently quit US Health Advisors (USHA) after a few months, and here’s why you should avoid this place unless you’re willing to sell your soul.

The Setup: I moved to Florida earlier this year and was drawn to USHA by promises of earning $45k-$120k/year as a Licensed Insurance Agent. The recruitment process was sketchy from the start. During the initial Zoom interview, I found myself in a group of 15 other people, which immediately raised red flags. But, like many others, I was intrigued enough to give it a try.

The Reality: Working at USHA means being part of a massive call center where you’re just one of many cogs in the machine. Imagine rows of desks with large monitors, giving the place a 911 call center vibe. The culture is toxic—full of young kids living with their parents, divorcees trying to rebuild their lives, and egomaniacs bragging about their earnings to sell the dream to newcomers.

Your day consists of making 250-300 calls, often to aged leads who have already been harassed by countless other agents. Even if you get “fresh” leads, they’re shared with other agents, so the second someone hits “submit” on a quote request, their phone blows up with calls. The competition is cutthroat, and you’re constantly fighting to stay afloat.

The Training: The first month and a half are all about getting leads to stay on the phone long enough to pass them off to your leader, who then closes the deal so you can split the commission 50/50. The training is all about appearances—you’re taught to say, “I’m a licensed health advisor with access to every plan in the state,” which is misleading because you’re really just pushing a specific product.

When you finally pitch the plan, it’s all about selling UnitedHealthcare’s PPO network. The catch? It’s a fixed indemnity plan, but you’re encouraged to gloss over that detail. If clients have a major claim, they could be left high and dry at the end of the year.

The Cost: After my leader sold a few policies for me, I started closing deals on my own. But splitting commissions meant I wasn’t making much money, and I started questioning what it took to succeed here. To thrive, you have to ditch your moral compass and embrace a culture built on deception and manipulation.

I have a family to support, and I realized I was surrounded by people who had no problem selling false promises to make a buck. The environment was filled with teenagers with no real responsibilities, deadbeat parents, and divorcees trying to rebuild their lives by any means necessary. I was manipulated into sticking around because they knew I was in a tough financial spot.

Final Thought: USHA sells you a dream, but the reality is a nightmare. If you’re not willing to sell your soul and abandon your morals, you won’t make it here. Do yourself a favor—if you’re looking for health insurance, just go to Healthcare.gov, and if you’re looking for a job, keep looking. This place isn’t worth the cost to your integrity.