America’s Choice?

Hi all. I’m so confused I had to join Reddit. My husband and I are planning to leave our jobs and move to another state. So that of course means finding insurance. We both have always had employer-provided insurance and have been fortunate to be relatively healthy with no huge expenses. Honestly I’ve never paid much attention to insurance. Boy am I getting a crash course now!

I have been in contact with two brokers/advisors who both seem legit. One is pointing me in the Big-Name Carriers direction and says it’ll be around $1000-1500/month. The other guy is offering this “America’s Choice Plan”. It’s on the PHCS network and seems to operate like a normal insurance plan. $1000 deductible, $50 copays, preventative care at no cost, etc.

It’s around $700/mo … so MUCH cheaper than the big dogs but I have never heard of this company and can’t find much about it. Anyone have any experience?

This is their website if Reddit will let me link it https://www.americaschoice.health/