Affordable Florida health insurance for wife to be pregnant soon?
We live in FL and my wife and I are trying for baby #2. Only issue is that we pay crazy high health insurance through my employer. My health insurance is free through my employer but we pay $226/WEEK for just my wife & daughter’s (4-yo) ‘BlueCare 78 FL Only’ plan. My wife is a teacher at a small school with only like 3 teachers + 1 owner total, so no health insurance option is offered to her. She’s asked her colleagues and all of them say they get health insurance through their husband. So that leaves us in a tricky situation because I’m pretty sure my family health insurance isn’t covered at all through my employer. $226/wk has not been sustainable and we’re starting to feel the pressure with high cost of living and inflation driving cost of groceries and literally everything up. My wife doesn’t smoke or anything and the only thing is that she goes to a women’s Dr. because she has PCOS so she need to periodically check in on that.
I’m hoping to see if you guys have any recommendations on any options for similar coverage but cheaper health insurance. For reference, my wife makes probably $18k/year ($20/hr, 24 hrs/wk) since she doesn’t get paid for school breaks like winter break, fall break, etc. I make $77,250.
Please let me know if there is any other info I need to provide. Help would be greatly appreciated!