Aetna and Prudent RX
Have a a speciality prescription, required to use CVS Speciality/Caremark
Received a call from Prudent RX (Came up as SCAM so didn't answer)
Looks like Company added Prudent RX as a benefit 2 years go, can't find any documents whether this is Required or Voluntary
Per Benefit Overview
"Your cost share for specialty prescription drugs, under the copayment assistance program, will not count toward your deductible or maximum out-of-pocket limit. This includes cost shares that you, the plan or the program pay."
Co-Pay would be 30% around ~$800/mo without assistance. $0 with assistance.
In-Network Deductible ~$600 mostly met, In-Network Out of Pocket Maximum ~$2500, have about $1000 left
I'm reading a lot of shady stuff about these cost accumulators/maximizers on Reddit.
But given my low deductible plan, I'm assuming this isn't a concern, once my in-network deductible and out of pocket maximum is met, I wouldn't owe anything else for the rest of the year for this prescription. Is that correct?
submitted by /u/AnnularTearsSuck
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