A question about qualifying life event enrollment

I am currently on my wife's health/vision/dental plan as it costs about $80/mo for her to add me versus the $110/wk my employer's would cost. My employer's insurance is much, much better than what I get through my wife's, but I am still reasonably healthy so I don't need the better insurance–yet. (fingers crossed).

Anyway, my wife plans on retiring when she turns 65 next March. This is much later than the end date for normal insurance enrollment. When I look up qualifying life events, one item listed is loss of health insurance, with a few examples that don't apply to me and the closest example is due to job loss. Does retiring qualify as 'job loss' or is it treated like quitting your job vs being laid off with regards to unemployment benefits? Does it matter either way as far as health insurance is concerned?

We can afford for me to just get on my employer's insurance during the normal enrollment period, but I'd rather have that extra $360/mo for the three months she's still working. Thanks in advance.

submitted by /u/Veeecad
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