Will homeowners insurance pay for a new roof?
Will homeowners insurance pay for a new roof?Most homeowners insurance policies cover roof replacement if the damage is the result...
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What is over and under insurance?
What is over and under insurance?The major differences between under and over insurance can be summarized as follows: Through under...
How can you lower your insurance bill?
How can you lower your insurance bill?Listed below are other things you can do to lower your insurance costs. Shop...
Does homeowners insurance cover leaking fridge?
Does homeowners insurance cover leaking fridge?Your homeowners insurance may cover damage that results from a refrigerator leak, subject to your...
Is homeowners insurance based on square footage?
Is homeowners insurance based on square footage?Your homeowners insurance premium may be influenced by: Your home's square footage: Larger homes...
Does insurance cover structural collapse?
Does insurance cover structural collapse?Specifically, most policies state that the coverage applies to “direct physical loss involving collapse of a...
What is an HO 3?
What is an HO 3?Homeowners Policy Special Form 3 (HO 3) — part of the Insurance Services Office, Inc. (ISO),...
What does 100k 300k 100k mean?
What does 100k 300k 100k mean?You should have at least 100,000/300,000/100,000 split limit coverage. That means: $100,000 of coverage per...
What can I do if a Neighbour damaged my fence?
What can I do if a Neighbour damaged my fence?Check out a few options: Talk to your neighbor. Write a...
What is covered under HO-5?
What is covered under HO-5?Dwelling: HO-5 dwelling coverage protects your home's main structure, including its exterior and interior walls, foundation...
