What is the 80% rule in insurance?
What is the 80% rule in insurance?The 80% rule means that an insurer will only fully cover the cost of...
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How is Lemonade insurance different?
How is Lemonade insurance different?Lemonade was built differently. Instead of profiting from unclaimed premiums, we take a flat fee out...
Which is better replacement cost or actual cash value?
Which is better replacement cost or actual cash value?While actual cash value is cheaper, replacement cost provides better coverage since...
Is lemonade insurance a broker?
Is lemonade insurance a broker?Lemonade is actually two companies. It is a risk-bearing insurance company AND a brokerage firm. When...
Does an ensuite count as a bathroom for insurance?
Does an ensuite count as a bathroom for insurance?Bathrooms. As part of our quote process for home and landlord insurance,...
When a person owns a watch or personal jewelry valued at $10000 they should purchase which of the following?
When a person owns a watch or personal jewelry valued at $10000 they should purchase which of the following?When a...
Is Lemonade an admitted carrier?
Is Lemonade an admitted carrier?Startup Lemonade Enters California Homeowners, Renters Insurance Markets. Insurance startup Lemonade is now selling homeowners and...
How long has OUTsurance been operating?
How long has OUTsurance been operating?In early February 1998, OUTsurance was 'brought to life' by Willem Roos, Howard Aron and...
What’s an HO5 policy?
What's an HO5 policy?An HO5 insurance policy is a type of homeowners insurance policy that provides broader protection and higher...
Why does Lemonade use reinsurance?
Why does Lemonade use reinsurance?Think of it as insurance for insurance companies. Our reinsurance program protects Lemonade Insurance Company against...
