Requesting help understanding out of network Behavioral Health Benefits
I have Optum for Behavioral Health under United HealthCare through my employer, which is HCA. I am a single person...
health insurance
Health insurance for a young family
To start, I (M26) work for a small construction company making $90K per year. My wife (F26) is an RN,...
Wellsense deductible
Hey everyone! I have BMC Wellsense Health Plan. BMC uses Express Scripts for prescription medication. My health plan reset on...
Transition of care vs. gap exception vs. OON benefits for an OON surgeon?
Hi, I'm switching from Cigna PPO to Aetna PPO on November 1st in NY. I have a surgery scheduled in...
Can’t afford health insurnace, don’t qualify for Medicaid. How do I shop around?
Hi! I just turned 26 a few months ago in FL and my current plan with healthcare. gov is $350ish...
HSA funding – anyway to intially fund with a lumpsum?
Just looking to understand this a bit better. We have had Aetna PPO insurance up until now. We decided to...
Marketplace repayment advice
At the beginning of 2023, my brother, mother, and I were enrolled in a Healthcare Marketplace plan. My brother got...
Circle Medical Billing Nightmare
I used Circle Medical to get a prescription for ADHD medication and was seen three times, twice as intake and...
Problems with my sisters insurance?
She’s had AHCCCS Complete Care insurance (Medicaid?) since she worked. She’s unemployed now for personal reasons, we decided to sign...
Costly medication auto-refilled in between coverage periods – need advice
My partner needs specialty medication that out-of-pocket costs thousands of dollars. She just left a job and her health insurance...
