What should an EOB look like when coordinating benefits through two insurances?
I have two insurances - one primary UnitedHC from my work and one BCBS as a secondary plan through my...
health insurance
Can I insist on not going through insurance for out-of-network service?
I have a family member seeing a specialist out of state. We knew it was out of network but believe...
Do Small Businesses Have to Offer Health Insurance to Employees?
Understanding whether you need to offer health insurance to your employees is crucial for compliance and planning as a small...
How does paying after insurance coverage really work?
Background context: I'm (22F) not living with parents but am still under my father's family plan (Oscar) in Florida, United...
Is ICHRA Considered Income? How ICHRA Gets Reported
Individual Coverage Health Reimbursement Arrangements (ICHRAs) are changing the landscape of employer-provided health benefits. These arrangements allow employers to reimburse...
High Risk Preventative Care
Hi everyone, I’m 25 and didn’t expect to need to know this much about healthcare yet - please help. Earlier...
Forgot to cancel COBRA after starting a new job
Previous employer said in my severance docs that I’ll be covered fully with cobra through end of November unless I...
Medical Provider Billing saying it’s not "legal" to pay out of pocket if I have insurance..?
I went to a health care provider for a checkup exam a few months ago and saw that they billed...
moving states, trying to understand insurance coverage and plan accordingly
hi, all. writing from burner account due to the detail this has. TIA 🩷 Context: I (25F) currently live in...
Need help..
My husband recently switched jobs, he’s a travel nurse…went from one travel agency to another. He will soon be quitting...
