How does Coordination of Benefits (COB) work in practice?
Context: I currently have a COBRA policy under which I surpassed the out-of-pocket limit. I will start a new job...
health insurance
How long do I need to have insurance before it can cover a surgery
Sorry if this is a dumb question (also didnt know what to flair this). I currently dont have health insurance,...
UMR: Just received a bill for $5k from a hospital visit back in Sept 2023 because insurance requested refund
Hello, I’m from Nevada. I have UMR under my dad’s employment. Our plan covers emergency room visits for $300 copay....
Devastated by UnitedHealthcare’s 20 Visit Limit on Feeding Therapy—Seeking Urgent Help and Support
Hi everyone, I’m reaching out in sheer desperation and heartache. My 5-year-old son has been battling a severe pediatric feeding...
Need help clarifying how taking voluntary separation package affects health insurance options
I am planning to take a voluntary separation package through my work which will pay me a lump sum of...
Half my doctors office visits are costing me "office visit" cheap copays and half are going towards my deductible as expensive "outpatient services"
I'm going back and forth between BCBS and the hospital corporation (LCMC) that all my doctors are affiliated with. Since...
Value Assessment Approaches for Duchenne Muscular Dystrophy Therapies
Check out my new paper titled “Healthcare Stakeholder Perspectives on a Value Assessment Approach for Duchenne Muscular Dystrophy Therapies“. The...
Aetna stating referral for hospital itself was needed for surgery
Hello. I need some advice. Wife had a surgery done last month by her gynecologist. We made sure she had...
Medical Denial Catch-22. Can insurance deny treating the illness that resulted in the denial of treating your original illness?
I (29M) have excessive daytime sleepiness and a positive diagnoses of idiopathic hypersomnia. My sleep specialist prescribed me nuvigial but...
Insurance thinks Deductible was met
Wife is preganant and is currently under pre natal care. She is under a HDHP plan through my work. Our...
