Your holiday needs cellphone insurance
We’ve always known that cellphones are high-risk valuables. It’s probably why we don’t let our phones out of our sight. Some of us, not saying who, take it everywhere… Even to the loo. That’s normal, right? Right, ok, no judgment.
Of course, we’re not wrong to be a bit paranoid about this essential item. Our phones are how we connect, organise our lives, and even pay for things. The worrying thing is, according to the South African Banking Risk Information Centre, phone theft is on the rise.
In fact, the number of phones stolen increased from 8% in 2019 to over 26% in 2021, and that percentage has shot up since then.
Apart from the fact that most of us buy our phones on contract and will have to keep paying until the agreement is complete, plus pay for another phone so we can keep connecting, you might be asking… What’s the big deal?
Well, you’re right. A stolen phone is a loss of money and a huge inconvenience, but is it worth us going all dramatic on you? Yes. Yes, it is. You see, criminals are also stealing phones to gain access to your confidential info or docs, like your ID, bank statements, or proof of residence. Basically, they want more than just the phone. If they can get into your device and use your info, the actual phone is just icing on a very profitable cake.
So, is cellphone insurance really worth it?
Given that your world is kept on your phone, we’d argue yes. Cellphone insurance is an absolute must, especially during the holiday season when we’re out of our normal routines, relaxing, and exploring new places. It makes sense that your phone would be more at risk during this time, so make sure that you get the king’s protection.
A good way to decide if cellphone insurance is worth it is to see what it covers.
With the king, your cellphone is covered for theft , damage (including accidental and water damage), and accidental loss.
How it works (the more you know)
The king offers cellphone insurance as part of our royally impressive portable possessions cover. This way, you can list your smarter-than-smart device under ‘specified items’ on your portable possessions insurance policy schedule so we can include its name, make and model, and value.
This means that we can give you an accurate pay-out in the unfortunate event that you have to make a claim.
What to do if your phone is stolen while you’re on holiday
You’re on holiday. You’re relaxing (or running around after kids), and you’re not ‘in the zone,’ as they say. It’s easy to not be as aware of your surroundings as per usual, so if criminals, who are on the lookout for holidaymakers, spy your phone and nab it, what are you meant to do?
With the king, it’s easy to claim:
Call your service provider to blacklist your stolen device and make sure you get a reference number.
Report the theft to the SAPS (you’ve got 48 hours). SAPS will need your blacklist reference number.
Call us to let us know what happened.
Provide us with any info or docs we need.
Pay your excess.
Let us crack on and get it sorted for you.
The king has 1 of the best cellphone insurance options in South Africa
We’re not boasting, it’s just true. We firmly believe that the king’s royal cellphone insurance may be exactly what you need. Especially if you’re about to or are already on your holiday, which is when you’re less likely to be on your guard.
It’s just better to be safe than woefully sorry.
Click here for a commitment-free quote today or WhatsApp us on 0860 50 50 50 (or call us, because we love a chat).
Summary
Article Name
Your holiday needs cellphone insurance
Description
You’re less likely to be on your guard on holiday, which is when cellphone thieves strike. Here’s the king’s cellphone insurance solution.
Author
The king
Publisher Name
King Price Insurance
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