Supercar seized for lack of insurance

Imagine being able to afford a brand new, out of the box McLaren. With a price tag of at least £280k you might think they don’t sell too many. You would be wrong – they limit production to just under 800 units and don’t need to concern themselves about making too many. So, you’ve bought this fancy machine but forgotten to insure it. Honestly, you can’t make it up, can you? Someone did exactly that and found themselves being pulled over after Cambridgeshire Police ran a check and found the car didn’t have valid insurance. It doesn’t really take long to get a quote (as anyone who uses this site knows only too well) so why risk having your car impounded? The worst part about that is, if you can’t produce valid insurance, you could find it being scrapped! Not a real worry if it’s an old banger, but a McLaren? Makes your eyes water just thinking about it!

Who needs car insurance anyway?!

Perhaps the driver wondered what the fuss was about! Well, if you do happen to have an accident, the insurance is there to protect you and anyone else involved (hospital treatment) as well as the car itself (repair or replacement). In 2017 £8.1bn was paid out on motor claims – proof that it is worthwhile making sure you have insurance for when you need it. £256 million was paid out in compensation to victims of uninsured drivers. Those uninsured drivers will be fined a fixed fee of £300 if caught driving, but even if you don’t actually drive the car, for example, if it is parked on the road, but uninsured, that could result in a £100 fine, plus it will be towed away (costs for the owner). Add a £20/day storage fee and £150 collection fee if it’s seized by the Police and it could soon be more than it’s worth (unless it’s the McLaren of course). Before you think “Oi! That’s not right!” the Police have the authority to seize and destroy a vehicle, even if it isn’t yours so make sure all insurance documents are in place before getting behind the wheel. It isn’t worth points on your licence and fines – much cheaper to check prices right here, right now!

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