What is a franchise insurance?
What is a franchise insurance?
A franchise cover, or trigger cover, is a reinsurance plan in which the claims from several policies are aggregated to form a reinsurance claim. The franchise cover limits the amount of reinsurance provided to a ceding insurer.
Can you get antibiotics on a cruise ship?
The location makes it easier to transport patients off the ship quietly and privately if it becomes necessary. The doctors on board can diagnose your illness and prescribe basic medications, including antibiotics. They carry a plentiful supply of motion-sickness remedies as well as mild pain medication and antacids. Oct 24, 2015
Do cruise ships have jails?
There’s a special place, however, for those who commit serious crimes at sea — the ship’s jail, or “brig” in nautical terms. These steel rooms are located on one of the bottom decks of the vessel, usually near the security office. And if you end up down there, you won’t be staying there for the duration of the cruise.
Do cruise ships have a dentist on board?
Cruise lines do not have dentists and dental facilities on board. If you suffer from tooth ache or other problems, like a crown or filling coming out, the most you should expect is some help with the pain and assistance on trying to locate a dentist in the next port. Apr 30, 2015
Do cruise ships have a doctor on board?
All major cruise lines have at least one doctor and two or more nurses onboard. These health care professionals must meet specific criteria to practice medicine on a cruise ship. Medical staff is available 24/7 to address passenger medical needs. Mar 5, 2021
Are there hospitals on cruises?
Cruise ship hospitals don’t exist, but each ship does have an infirmary, generally on one of the lowest decks, where passengers can go to receive treatment for minor injuries, seasickness, norovirus and other non-life-threatening ailments. Aug 4, 2020
What medical services are available on a cruise ship?
Our medical facilities are stocked with a variety of equipment, including cardiac monitors, automated external defibrillators, ventilators, x-ray machines and processors, laboratory equipment, a formulary of acute care medications and a variety of minor surgical and orthopedic supplies.
Can you buy travel insurance on the day?
How late can I book travel insurance? In most cases, you can still buy last-minute travel insurance right up until the day you leave. So even if it’s departure day and you’re not insured, it’s not too late to get cover. Feb 26, 2020
Is it too late to get travel insurance?
When Is It Too Late to Buy Travel Insurance? In general, you can buy coverage any time before the date of your trip. That said, it’s always best to buy coverage as soon as you make your reservations.
What is carnivals cancellation policy?
Cruise Cancelled by Carnival If your cruise is cancelled by Carnival, or boarding is delayed by three days or more and you elect not to sail on the delayed voyage, you are entitled to a refund of the amount paid to Carnival or an optional Future Cruise Credit (“FCC”).
What does most travel insurance cover?
Most travel insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.
What can be claimed on travel insurance?
7 Receipts You May Need to File a Travel Insurance Claim Receipts for anything you bought specifically for your trip. … Receipts for all pre-paid trip costs. … Receipts for essential items you bought because of a covered baggage delay. … Receipts for essential items you bought because of a covered travel delay. More items…
Does travel insurance cover cancellation due to Covid?
You’re covered for cancellation if: You’re certified as too ill to travel due to Covid-19 by a medical practitioner. You, a travelling companion, or the person you are staying with are required by a medical practitioner, a government body or health authority to self-isolate due to COVID-19.
Does travel insurance cover COVID-19?
Travel insurance that covers cancellation for COVID-19 usually covers you to cancel if you or a travelling companion get COVID-19. A ‘travelling companion’ may be defined as someone who is travelling at least 50% of the trip with you. Read the policy fine print to understand what that means for your cover. Mar 22, 2022
Can I cancel my travel insurance policy and get a refund?
POLICY CANCELLATION You are able to cancel the policy and receive a full refund as long as you have not travelled, no claim has been made or is intended to be made, and no incident likely to give rise to a claim has occurred.
