How to Cancel Lincoln Life Insurance: Step-by-Step (2022)
Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance.
Not only does he strive to provide you with the …
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Jeffrey Manola
Founder & Licensed Agent
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs.
She has since used that knowledge in her more than ten years as a writer, largely in the insur…
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Reviewed by
Leslie Kasperowicz
Farmers CSR for 4 Years
UPDATED: Jan 13, 2022
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Facts You Should Know
You can start Lincoln life insurance cancellation by phone
Compare multiple types of life insurance to get a reliable policy
The Lincoln National Life Insurance Company is often confused with Lincoln Heritage
Do you want to know how to cancel Lincoln life insurance? Lincoln life insurance policies can canceled in less than ten minutes.
If you’re not sure how to get your Lincoln life insurance policy canceled, we can help. We’ll cover the steps you need to take and what to expect when you cancel.
Read on for the step-by-step process of canceling Lincoln life insurance. Also, learn why you should compare term life insurance quotes from other companies.
Check out our Lincoln Financial Group review if you want to get one more look at The Lincoln National Life Insurance Company. But if you want to get right to canceling your policy, keep reading..
We’ll help you cancel your Lincoln life insurance. But before you do, use our free comparison tool above to compare life insurance quotes from companies near you.
How do you cancel Lincoln life insurance?
The Lincoln Financial Group doesn’t have much information on its website about cancelation. Therefore, you’ll have to contact the Lincoln life insurance department for a cancellation request.
Follow this step-by-step guide to learn how to cancel life insurance at the Lincoln National Life Insurance Company.
Step #1 – Call Lincoln Financial Group at 1-877-275-5462
Step #2 – Provide your name, address, policy number, and other personal information
Step #3 – Tell the Lincoln representative that you want to cancel your policy
Step #4 – Set a cancellation date or cancel immediately
Step #5 – If you paid any money during the free-look period, ask for a refund
Lincoln life insurance customer service is available Monday through Friday, 8:00 a.m. to 6:00 p.m.
It may take a few weeks for your cancellation to finalize. In the meantime, start shopping for a new life insurance policy.
Can you cancel Lincoln life insurance online?
The Lincoln Financial Group doesn’t specify whether you can cancel online or not. It’s uncommon for life insurance companies to allow online cancelations.
Although Lincoln Financial answers questions through email, you may not be able to request a cancellation by email.
Can you cancel Lincoln life insurance by mail?
Whether you cancel Lincoln Financial Group’s life insurance policies through the mail is not clear.
However, sending a letter by mail stating that you want to cancel your life insurance is a conventional way to cancel your insurance policy.
If you’re allowed to send cancellations by mail, send your requests to this address:
Lincoln National Corporation
150 North Radnor-Chester Road
Radnor, PA 19087
Contact Lincoln’s toll-free number at 1-877-275-5462 and ask if you can send your request by express mail.
When can you cancel Lincoln life insurance?
You can cancel your Lincoln life insurance any time you want. However, we recommend that you cancel your policy within the free-look period.
The free-look period can last up to 30 days. You can receive a refund if you cancel during the free-look period, and you can avoid cancellation fees.
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Will I receive a refund after canceling Lincoln life insurance?
It depends on the type of policy and when you cancel. In most cases, you don’t get any refund on premiums.
However, if you cancel within the free-look period, you’ll get any money you have paid back. After that, there is generally no refund.
You can get some money back from a Lincoln life insurance policy if you have a permanent life insurance policy. This is because permanent life insurance plans, like whole life insurance, have cash value.
Although you won’t accumulate much in the first couple of years, you’ll receive some money back when you cancel your permanent life insurance policy.
What life insurance companies compete with the Lincoln National Life Insurance Company?
The Lincoln Financial Group provides life insurance, long-term care insurance, annuities, disability insurance, retirement plans, and employee benefits.
If you’re looking for term life insurance, shop around with the top life insurance companies in the United States.
Here’s a table of the best life insurance companies in the nation.
MetLife and Banner Life are two of the cheapest life insurance companies in the United States.
MetLife was known as the highest-ranking life insurance company in 2020. However, companies like State Farm and New York Life have better A.M. Best ratings.
How do I switch life insurance policies?
Switching life insurance companies occur when you cancel with one company and buy a life insurance policy at another company.
Under specific circumstances, you can move a permanent life insurance policy to another company and move your surrender cash value to the new policy.
Why should I cancel my Lincoln life insurance policy?
If you’re having trouble deciding whether to cancel your Lincoln Financial life insurance policy, we’ll show you several reasons why you should cancel.
You can’t get better Lincoln life insurance quotes
Lincoln life insurance rates are too expensive
There aren’t enough benefits
You need to file a Lincoln life insurance claim
Everyone has various reasons why they want to cancel. Your reasons may be different from ours and other customers.
It takes a few weeks for cancellations to go through, so you can always change your mind.
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How to Cancel Lincoln Life Insurance: The Bottom Line
The best way to cancel Lincoln life insurance is by calling the company’s customer service center and requesting to cancel your policy.
Lincoln Financial does have a website where you can manage your policy, but it’s not clear whether you can cancel online.
But now that you know how to cancel Lincoln life insurance by phone enter your ZIP code in the free online quote tool to compare multiple insurance companies in your area.
Frequently Asked Questions: How to Cancel Lincoln Life Insurance
Do you want to know more about Lincoln life insurance? Read the answers to these questions below to learn more.
#1 – What life insurance companies are mistaken for Lincoln National Life Insurance Company?
Lincoln Financial Group (Lincoln National Life Insurance Company) is often mistaken for Lincoln Heritage, Lincoln Benefit, and Family Heritage. Non of these are related to Lincoln Financial Group.
#2 – How do you cancel Lincoln Heritage life insurance?
If you want to know how to cancel Lincoln Heritage life insurance, contact the Lincoln Heritage insurance phone number at 1-800-438-7180 to find out more.
#3 – How do you cancel Lincoln Benefit life insurance?
Learning how to cancel Lincoln Benefit life insurance is simple. Call Lincoln Benefit’s insurance phone number at 1-844-768-6780 or 1-844-768-6777 and let them know you want to cancel your insurance policy.
#4 – How do you cancel Family Heritage life insurance?
If you’re not sure how to cancel Family Heritage insurance, contact the Family Heritage insurance phone number at 440-922-5222 for more details.
