Hey everyone, I'm 23 and looking for health insurance to cover a couple of specific needs:

Treatment for alopecia areata. Basic Blood work General coverage in case something unexpected happens.

I only need coverage for 1 year, as I'll be able to enroll in my employer's health insurance starting December 2025.

Does anyone have advice on the best short-term health insurance options or plans that could work for this situation? I'm feeling a bit lost trying to figure out the best route to take. Appreciate any guidance or suggestions!

Premium

$22.11/month

[Estimated total yearly cost]()

$1,069 Individual total Based on your predicted use of medical services

[Deductible]()

$7,400 Individual total(health & drug combined

[Out-of-pocket maximum]()

$9,200 Individual total

[You pay]()

Primary care No charge

Specialist care 50% coinsurance after deductible

Urgent care $160 per visit from day 1

Emergency room$950 Copayment with deductible/50% coinsurance after deductible

Outpatient mental health 40% coinsurance after deductible

Generic drugs $10

submitted by /u/reyrey7878
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