My jobs health insurance offering is horrible for my situation.

My current job offers three health insurance plans, none of which consider weight loss or weight management a “medical necessity.” Since the top tier plan that I am currently enrolled in considers anything to do with my weight “cosmetic,” I have hit a dead end with losing weight. I am 400 pounds and have been morbidly obese since a young age. I don’t have an eating disorder; genetically I am made this way and I need help because I know there is only so long I can live at this weight.

When I was at my previous job, I had a health insurance plan that would pay for the weight loss shot and even surgery since I was over a certain BMI. I was in the path towards that when I accepted my current job (which is a much better position and career). Now I can’t even get the shot covered OR EVEN SEE A NUTRITIONIST without having diabetes or high blood pressure.

That’s the thing…even at 400 pounds, I have no diabetes, high blood pressure or any medical problem associated with weight.

I feel stuck…do I have to give myself diabetes to get help here ? Do I have another option with the health insurance? Is there a way I can figure this out? Any advice would be appreciated as this is a very discouraging situation!! I am 31 years old and live in South Carolina.