52F Mother’s condition led to family health Insurance rejection – Care Supreme

Two days ago, I paid ₹32,900 for a Care Supreme (7 Lakh) family floater health insurance policy through a local agent. It covered me (22M), my father (54M), and my mother (52F).

I was upfront about my dad’s high blood pressure and my mom’s conditions including cholesterol and CNVM (a condition that led abnormal blood vessels grow in the choroid). I sent the CNVM report file to the agent (my mother took injections for the same condition). First The agent said they would require a day or two to confirm that with Care Insurance and later on he said that my mom’s eye condition would be covered, so the next day I went ahead with the payment.

Now, two days later, the insurance got rejected due to my mother's Vision condition. My agent is now suggesting me to split up the policy whereas my mom on Care Freedom (5 lakh) and keeping me and my father on Care Supreme (7 lakh).

Has anyone else experienced something like this? What should I do? I have no knowledge of health insurance, Thanks so much 🙂

submitted by /u/harshvaghani_
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